White Tab 003 ▸ Entry — WT‑104 Discovery Packet (Three‑Meeting Framework)¶
GUARDRAIL: WHITE — FACT REPOSITORY ONLY
Facts & source pinpoints only. No strategy, no argument, no legal opinions. All quotations are "as reported" unless exact text appears in a cited source.
A) Source Context & Scope (facts only)¶
- Parent tracker: WT‑003 — Document Collection / Discovery Tracker (Framework band 000–099; icon Gear). Per the White Volume control page, WT‑003 sits in Framework and centralizes "have / need / TBD" for White Tabs.
- This nested page covers: WT‑104 — Pre‑Insurance Inspection Meeting Evidence, a Tier‑1 PDF packet (G21‑EVID‑041–049, 9 pp) cataloged in the Binder Control.
- Purpose here: Convert WT‑104's corrected three‑meeting record and four‑company pattern into concrete discovery tasks, assignments, and receipt logging.
Icon discipline (binder‑wide): WT‑003 and its nested discovery entries use Gear (Process). Evidence packets like WT‑104 use Paperclip or Document per binder control; this page does not alter WT‑104's icon.
B) Meeting Map (facts‑only; sequencing corrected)¶
Meeting 1 — Dec 11, 2019 (staging coordination, ~10:00 a.m., G21)
Participants: Evan Katz (Power Adjustment), Christian Gray; Julian Rivera likely in the loop that day via landlord email traffic. Actions that day and next morning (Dec 12) coordinated movers and site appearance prior to a later carrier inspection.
Meeting 2 — Mid–late Dec 2019 (carrier master‑adjuster inspection, G21)
Participants: Martin ("Marty") Kofman, Evan Katz, Julian Rivera, Chris Roussis (confirmed), Master Adjuster (name/company TBD), Christian Gray. Pre‑inspection direction concerned how to characterize fixtures. Master adjuster recognized the professional studio build. (Exact date and adjuster identity: TBD—critical discovery item.)
Meeting 3 — Feb 26, 2020 (walkthrough → kitchen conversation, G21)
Participants: Evan Katz, Julian Rivera, Christian Gray; Alex Morales possible. Here Julian stated Studios 1 & 2 had been settled previously; Evan reprimanded Julian for disclosing that; later in the kitchen Evan said they "padded [Christian's] numbers," that the landlord "seems like a good guy," and "should be cutting you a big check." (Sequencing correction: the Studios 1/2 settlement remark occurred at this later meeting, not at Meeting 2.)
Role clarifications reflected here (facts):
- Evan Katz was a public adjuster retained by the landlord, not a carrier adjuster.
- Chris Roussis was present at Meeting 2 (confirmed).
- "Big check" phrasing corrected (not "bid check").
C) Priority 1 — Critical Discovery (target: 30 days)¶
Case‑decisive items: prove payout, quantify misappropriation, show scope suppression, identify carrier's master adjuster, and lock Evan Katz's motive/fee.
1. Western World Insurance (Property carrier) — Complete claim file¶
- Claim/policy numbers; claim submission, approval, payment date and total; breakdown by units G21 / Unit 21 (Studios 1 & 2).
- All submission materials (scopes, photos, estimates) sent by Evan Katz; adjuster assignments; master‑adjuster report + photos; carrier–Evan correspondence.
- Why: Quantifies proceeds; shows reliance on comprehensive scope; identifies master adjuster and evidences staging timeline.
2. Evan Katz / Power Adjustment — Contingency fee & role¶
- Signed contingency agreement (percentage, date), invoice, payment date/method; business registration; NYS Public Adjuster license and E&O coverage; professional discipline history.
- All communications with Martin Kofman (Oct 2019–Mar 2020) and with Western World.
- Why: Establishes motive (percentage of payout), personal enrichment, and real‑time coordination trail.
3. Meeting 2 (master‑adjuster) — Identity & artifacts¶
- Master adjuster's name, title, company, contact; inspection date; report and photo set.
- Why: Neutral professional witness to staged conditions; anchors late‑Dec timeline.
4. ServPro (executing contractor) — Contract & scope given¶
- Franchise/entity identification; contract, scope provided by landlord, inspection notes 2/27/2020, work completion documentation, photos; amount paid.
- Proof ServPro did not receive: Roussis scope, ALC report, Olmsted reports.
- Regulatory: NYS mold remediator license; NYC DEP initial and final notifications; post‑remediation clearance by licensed assessor.
- Why: Proves scope suppression and inadequate remediation vs. professional baselines.
5. ALC Environmental — Report suppression¶
- When Marty received ALC report (finalized 3/18/2020); distribution list; proof ServPro never received it; ALC follow‑ups; standard distribution practices.
- Why: Shows deliberate withholding of professional assessment from the executing contractor.
D) Priority 2 — High‑Value Discovery (target: 60 days)¶
6. Chris Roussis / Total Remediation — Professional baseline¶
- Original site assessment (Oct–Nov 2019); comprehensive scope (studs/slab/deck); bid & pricing; communications with landlord; contract denial date; 3/17/2020 access request email.
- Why: Baseline professional standard the carrier likely paid against; anchors contractor manipulation.
7. Julian Rivera / Total Restoration — Estimate & Meetings¶
- Feb 26, 2020 mold estimate (scope, cost, timing); communications with Violet/Marty; how he knew about Studios 1 & 2 settlement; work (if any) on Unit 21; confirmation of Meeting 3 details.
- Why: Corroborates later‑meeting disclosures and contractor pattern.
8. Regulatory compliance (Local Law 61 / NYC DEP; NYS DOL)¶
- NYC DEP notices (initial/final); ServPro NYS license; post‑remediation clearance; structural engineer report ALC required.
- Why: Documents violations supporting pattern of corner‑cutting.
9. Great American E&S (CGL) — Complete carrier file¶
- Correspondence, requested items not provided (leases, repair docs), inter‑carrier comms re Western World.
- Why: Confirms timelines and parties; may surface contacts.
10. Meeting 1 (Dec 11–12 staging) — Emails, movers, props¶
- Complete Dec 11–12 email chains (scheduling, movers, "construction work to start"); movers' identity and statements; storage documentation; any receipts for dehumidifiers/fans; photos.
- Why: Documents staging and evidences preparation for fraud before carrier inspection.
E) Priority 3 — Supporting Discovery (target: 90 days)¶
- Additional email chains (Oct 2019–Mar 2020): initial flood notice; Evan's engagement; claim prep; post‑payment comms; ALC scheduling; ServPro scheduling (2/27 slot).
- Entity/Property records: American Package entities; deed/CO/permits/violations.
- Damages documentation: Pre‑flood build receipts, equipment list/values; immediate post‑flood photos; master‑adjuster photos; current condition.
- Witness coordination: Current contact verification for Roussis (TX), Julian, Evan, Kowalewski/ALC; master adjuster availability.
- Financial analyses (to Blue/Red): Western World payout breakdown; Evan's fee calculation; ALC Level II vs. ServPro paid amount.
F) Assignment & Status Grid (routing template)¶
| Task (short name) | Priority | Method | Owner | Status | Target Date | On‑Receipt Artifacts |
|---|---|---|---|---|---|---|
| Western World claim file | 1 | Subpoena + carrier auth | TBD | Not started | +30d | Claim no., adjuster names, reports, photos, payment ledger |
| Evan Katz contingency | 1 | RFP + interrog. | TBD | Not started | +30d | Signed agreement, invoice, payment proof, license/E&O |
| Master adjuster ID & report | 1 | From carrier file | TBD | Not started | +30d | Name/contact, report, photo set |
| ServPro contract/scope | 1 | Subpoena | TBD | Not started | +30d | Contract, scope provided, notes 2/27, completion docs |
| ALC distribution proof | 1 | RFP to ALC | TBD | Not started | +30d | Email transmittals, recipient list, policy |
| Roussis assessment/bid | 2 | Subpoena/interview | TBD | Not started | +60d | Scope, bid, comms, denial date |
| Julian estimate & confirm | 2 | Interview + RFP | TBD | Not started | +60d | Estimate, comms, Meeting 3 details |
| Regulatory filings | 2 | Agency records | TBD | Not started | +60d | NYC DEP filings, clearance report, license proofs |
| Great American file | 2 | RFP | TBD | Not started | +60d | Requested‑but‑missing list, inter‑carrier comms |
| Staging proof (Dec 11–12) | 2 | RFP + interview | TBD | Not started | +60d | Full email chains, movers' statements, props receipts |
(Populate Owner/Status/Target as assignments are made.)
G) Bates & Pinpoint Plan (for WT‑104 packet)¶
- Bates range: G21‑EVID‑041–049 (9 pp).
- Sub‑ranges (to fill on next pass):
- Participants: pp. TBD
- Carrier adjuster inspection narrative: pp. TBD
- Staging coordination references (Dec 11–12): pp. TBD
- Later‑meeting (2/26) statements: pp. TBD
(Add page pinpoints during the next PDF pass; update WT‑001 timeline concurrently.)
H) Cross‑References (White tabs)¶
- WT‑104 — Pre‑Insurance Inspection Meeting Evidence (this packet).
- WT‑101 — COVID storage emails (May 13–14, 2020) — storage pattern.
- WT‑102 — 12/03/2019 email (offer/insurance reference) — timeline anchor.
- WT‑103 — Great American E&S declinations (12/18/2019; 5/26/2021) — carrier roles/timing.
- WT‑106 — G21 scope comparison — SERVPRO execution vs. required scope.
- E05 / White‑105 context — Alternative housing (F1) timeline ties to insurance references (facts‑only narrative).
END — White Tab 003 ▸ Entry — WT‑104 Discovery Packet (Three‑Meeting Framework) v1.3